A Drive By Viewing Can Be a Real Time Saver | The Real Estate ...

When searching for a home, it is important that home buyers start by searching on the internet to get a feel for what they are looking for and what areas they are interested in looking. They should make a list of these homes and then do a drive by viewing of the homes. A drive by viewing will allow the home buyer to eliminate homes quickly, just by seeing them up close and in person.

Taking the time to perform a few drive by checks on homes will ultimately be a huge time saver for both the buyer and the real estate agent. Driving from home to home can often be the biggest time killer when looking at homes, so performing these drive by viewings allows the real estate agent to focus on homes that have at least been given approval from the outside. These investigations also allow the buyers to really see the neighborhoods and eliminate whole areas that will not fit their needs. This is also a good opportunity for the buyers to really take their time to look, without feeling like they are wasting the real estate agent?s time.

Performing a drive by viewing of a home can be a great way to get a feel for the housing developments in the area a buyer is interested. It allows the buyers an opportunity to really get a good feel for where they want to live, and where they definitely do not want to live. The real estate agent can then take the list of ?yes? homes and determine a good route to visit and view the homes inside and out.

Related posts:

1. Selling A Home ? When A First Viewing Is Not A First Viewing
2. Getting The Most Out Of A Home Buying Drive By
3. Real Estate Selling Tip ? Make Your Home A Drive-By Magnet
4. Found A Home? Do A Complete Drive By First
5. Become An Inspector When Viewing Open Houses

Source: http://www.realestatebriefings.com/home-buying/a-drive-by-viewing-can-be-a-real-time-saver/

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Manager, Small Business, Scotiabank Group

Job Title: Manager, Small Business
Employer: Scotiabank Group
Location: Toronto, ON
Position: Full-Time
Number of Positions: 1

Salary: To be determined
Hours of Work: To be determined
Travel Required: No

POSITION SUMMARY:
As a leader of a small business sales team, the incumbent is responsible for contributing to the overall success of the branch. This includes meeting financial objectives related to the profitable growth and retention of your individual and your team's assigned portfolio of small business customers and professionals as well as achieving other individual and team objectives related to customer service, human resource management and operational effectiveness. He/she provides direction to team members in a manner consistent with the overall Domestic Bank strategy of developing a customer-focused sales culture.

QUALIFICATIONS:
Manage an assigned portfolio of high value and/or complex small business owner relationships and develop new and expanded banking relationships with small business owners to meet customer needs and negotiated objectives by:
- Developing and maintaining a knowledge of assigned customers including the nature and progress of their business, their financial position and the terms and conditions of financial services used
- Providing business/finance advice which increases the small business owner's ability to succeed in their business
- Planning and completing relationship building activities with assigned customers
- Identifying prospective customers by asking for referrals from existing satisfied customers, developing a network of community business contacts and participating in marketing/educational seminars
- Discovering business and personal financial needs/preferences across all four cornerstones
- Developing, presenting and selling customized financial solutions which address identified business needs
- Referring customers to the appropriate retail sales officer or other Scotiabank Group member as appropriate
- Negotiating compensation for financial products and services, as applicable and in accordance with Bank policy
- Delivering the desired customer experience during all customer interactions
- Manage an assigned credit portfolio at an acceptable level of risk by:
- Completing credit reviews in a timely and sufficiently detailed fashion
- Authorizing, renewing or declining customer requests within standard Bank policies and authorized limits
- Preparing and/or ensuring all documentation is properly prepared
- Ensuring accounts adhere to the conditions of authorization
- Identifying and resolving deviations from the conditions of authorization
- Identifying and taking appropriate action on deteriorating and/or unsatisfactory trends affecting the loan portfolio
- Lead and develop a team of small business sales officers by:
- Providing direction, guidance and support to team members, resolving issues/negotiating compromises.
- Planning and leading weekly one-on-one coaching sessions, to recognize success, help overcome obstacles and set a weekly focus.
- Recognizing and rewarding success and managing non-performance
- Developing and obtaining agreement on individualized development plans for all team members
- Recruiting, hiring and promoting team members in accordance with standard Bank policies
- Contribute to achievement of branch's business objectives by:
- Developing a clear understanding of the branch's financial and non-financial goals
- Negotiating and establishing individual and team goals with the Branch Manager
- Establishing and monitoring goals for team members.
- Ensuring that daily and periodic management controls are in place and effective
- Manage and minimize the Bank's exposure to risk by:
- Adhering to and ensuring team members' compliance with regulatory activities and guidelines including Privacy, Anti-Money Laundering/Anti-Terrorist Financing, FCAC, Know Your Customer, CDIC, Occupational Health & Safety
- Ensuring strict adherence to Bank security procedures, including assigned authorities and limits
- Escalating fraudulent activities, unusual occurrences, issues /deficiencies/trends to Branch Manager and/or applicable Shared Services Department as appropriate
- Where applicable, comply with MFDA rules and regulations, as well as SSI guidelines/processes

EDUCATION AND ACCREDITATIONS:
Effective sales management skills are essential, along with the ability to influence and motivate others. The incumbent must set a positive example of change leadership and encourage others to do the same.

The incumbent requires a detailed knowledge of Small Business products and services to meet customers' financial needs across the four cornerstones. To complement this knowledge an understanding of small business life cycles, owner characteristics and legal structures, professional associations and business industries is required.

A high degree of flexibility is required to adapt to a wide variety of tasks and functions. Strong PC skills are essential as the incumbent uses a PC for a variety of sales, sales management and customer correspondence activities.

He/she must be able to effectively articulate their views to team members, customers and prospective customers. Strong verbal communication skills are essential.

In particular, the following functional competencies are required:
- Expert knowledge of the applicable branch systems (e.g., Sales Builder, Intralink,)
- Thorough knowledge of sales management activities and techniques
- Thorough knowledge of the features and benefits of small business products and services
- Thorough knowledge of applicable credit/risk management policies and processes
- Thorough knowledge of legal and security documentation for small business products
- Thorough knowledge of interviewing, solicitation and business development techniques
- Thorough knowledge of applicable branch procedures, processes and workflows
- Thorough knowledge of small business legal structures, financial statements, life cycles and owner characteristics, professional associations and business industries
- Thorough knowledge of regulatory compliance related to Privacy, Anti-Money Laundering/Anti-Terrorist Financing, FCAC, Know Your Customer requirements, CDIC and Occupational Health & Safety
- Thorough knowledge of the marketplace in which the branch operates
- Working knowledge of the features and benefits of retail products and services
- Working knowledge of other products and services provided by the Bank's specialized sales forces and other delivery channels such as. Wealth Management, Enterprise Solutions.
- Working knowledge of competitor offerings and alternate sources of financing
- Working knowledge of Shared Services processes

External education and/or licensing prerequisites:
- Basic university/college courses in accounting, finance, business law, and economics, or equivalent work experience
- Other training requirements reasonably required by the Bank from time to time

The Scotiabank Group is an equal opportunity employer and welcomes applications from all interested parties. We thank you for your interest, however, only those candidates selected for an interview will be contacted.
No agencies please.

If interested, please apply online at http://track.tmpservice.com/ApplyClick.aspx?id=1401172-1796-10079

Source: http://www.thefinancialdistrict.ca/2012/03/manager-small-business-scotiabank-group.html

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Joey Marburger on the Washington Post's new Politics App ? The ...

March 5th, 2012

By Larry Buchanan

Last week, The Washington Post launched an iPad app that aggregates all of the Post?s political content into a one-stop-politics-shop, good for your average reader and for the most voracious political junkie.?But this app is much more than an aggregator. There are videos, maps, visual representations of the candidates positions and how they?ve shifted over time, fact checked statement databases, and historical data for every presidential election in U.S. history.

To get a look into the process of building such a mega-app, I talked to Joey Marburger, a digital designer at the Post.

Ok, first of all, how do you even begin to organize all of the content categorized ?politics? at the Washington Post? From blogs, to fact checks, to opinions, to daily campaign reports, not to mention the incredible amount of photo and video, and all of the historic information, just thrown in for good measure, where do you start?

When we started exploring the idea of an iPad politics app we asked ourselves, ?What if the entire app was a graphic?? We stuck with that the entire way. That is what made the organization much more fluid. Developers, editors, reporters, you name it were brought in from the start. If someone wasn?t on board we didn?t make them feel disconnected. We empowered them. We asked questions and moved forward. Once we all had the same vision for the app, we started. Why most major media apps look and feel the same are because they are produced by committee. We started with a dream and made sure everyone believed it. Then we got to work. It wasn?t easy but because we knew what we were striving for things came together better than any app on which I?ve worked.

A portion of the app is devoted to the candidate's positions on issues and how those have changed over time.

How many people were on the core app building team and what were their roles?

We worked with Bottle Rocket to help us with design and development. They were great. We pushed each other every day. There were so many people that worked on this app on both sides it would be tough to name everyone. But here are the people that make it work:

Ken Dodelin, Director of mobile product management (who, I must mention, welcomed a newborn baby boy on Feb. 25 two days before app launch)
Julia Beizer, Mobile projects editor (She championed this app and is currently on maternity leave with a newborn baby girl.)
Al Funk, Mobile software director (Coordinated all of our developers and tech personnel, including lead David Young, to make this app actually function.)
David Young, Lead software developer (Built the feeds used in the apps and helped coordinate the major development efforts)
Terri Rupar (In charge of the digital production and editing of the app and helped take over for Julia Beizer. Terri is the full-time editor of the app. She makes it happen daily.)
Tim Wong, Editorial mobile designer (We hired Tim from the Washington Business Journal for his stunning visual presentation. He designs the main content panels that are so visually stunning.)

There are so many that helped. I had a tremendous amount of assistance from Sarah Sampsel, digital design director and David Griffin, visuals editor. Also, our executive editor Marcus Brauchli believed in our vision and empowered not only me but the team to push this forward.

How long did the process take from concept to launch?

This is the fastest app we?ve produced. From, ?let?s do a politics app? to launch was about six to seven months. We plan to release multiple updates with new features, bug fixes and other enhancements throughout the election season. A new version will be available next week which we started working on before the initial launch. By having a tiered update release plan we were able to get the initial app out more quickly.

The app is very visual. With interactive maps, big photos, and candidates positions shown visually over time, design is definitely at the forefront. What was the basic design process like?

We started with sketches then moved to an overall UX and UI strategy with wireframes. Once we had a clear vision of what we wanted to do Bottle Rocket produced the initial designs. We went through several iterations with a lot of help from my bosses Sarah Sampsel and David Griffin. David really helped with the fine details of the design right before launch.

What are you most proud of about the app?

Historic election results are available for every U.S. election.

Presenting content in a new way. We showed that newspapers can find innovative ways to deliver content. We didn?t want to build a standard news app. By placing design at the forefront of our content strategy we made better decisions about what went where. And users are responding to that. When a user is happy, I?m happy.

What advice would you give people who want to make apps like this, but don?t really have the resources? Where should they start?

Think simple. Start small. That?s what I always say when we start. Apps have a tendency to balloon which usually leads to disorienting UX. Focus on completing simple tasks and always fight for the user. Think about one specific goal you want to accomplish and find the leanest way to do it.

We went the native app route but I would say people should explore HTML5 web apps. Much easier to build and a lower resource investment. Also, the market can be much bigger when you include other tablets. There are tons of tools out there to help people build apps without knowing Objective-C or other native coding languages. I?d start with those and keep learning. The best way to start is by diving in head first.

You can download the app from the iTunes store.

Read our other Year-Long Conversation dispatches here.

Larry Buchanan is a designer, columnist living in Bloomington, IN. See more of his work here.

This post was tagged: Year-Long Conversation

Source: http://www.snd.org/2012/03/joey-marburger-on-the-washington-posts-new-politics-app/

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THESLC.ORG ? Blog Archiv ? General Moving Services Largo FL ...

Contact Us:

General Moving Services Largo Florida 33770

Are own Relocating Movers was made to help relatives and acquaintances. We contain a small moving supplies companies, and we were constantly being asked for a approval for reputable movers that are also affordable. All the movers we work with are pre-screened and comprise decided to supply you with their best quote the first occasion, and every occasion. We wish you enjoy our complimentary moving estimate service.

Regarding Us:

If you are relocating to or from anywhere in Florida, we can assist you get FL mover and everything you want to move. In the extended run, it pays to buy the right pack supplies. Sturdy box, pack tape, bubble cover, and pack peanuts can be purchased at moving corporation and automobile firms. Supplement with copious amount of crumpled paper, blankets and pillows; even clothing can supply as a shield amoung fragile items. Mainly relocating, specially the do-it-yourself kind, are so content to lastly arrive in their latest home that they don?t even care that the dinning plate are chip, there?s a damage on the coffee table or their favorite lampshade is hurt and battered. But there?s no cause your property property should become casualties of the move. With a little concern and planning, you and your material will together arrive in mint state. A little ordinary sense help. Think of a stack of dishes in a box on the bed of a bouncing automobile. No matter how well the sides are padded, a firm up-and-down shake could chip the whole pile. On the other hand, plates packed on border and surrounded by bubble cover have a better possibility of current the trip unharmed.

Services Provided:

-Wrap Property

-Pack

-Unload

-Relocation Furniture

-Rental Truck

-Pianos

Source: http://theslc.org/Blog/2012/03/05/general-moving-services-largo-fl-33770/

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The benefits of getting a hardwood toronto deck built up ? Article ...

There is simply some thing about lumber. Through it?s extremely nature, it comes with an inviting look about this, that undoubtedly goes back again to it becoming one of our initial building supplies through the earliest times of human improvement. We happen to be building decks and fences in Toronto for many years and are best known by the expression ?Toronto Decks Builder?.

Timber decks obviously bring elegance and warmth for your dwelling. Loved by all of your friends and family members, your wood deck forms an outside living space, hence moving the indoors out into the open up and growing your main living area. In some areas

Wood decks greatly enhance the back yards of most households, but in particular, they work nicely with a lot of kinds of gardens.

Contemporary landscaping design: This specific type utilizes dramatic geometric structures, quickly personified in lumber planks, to establish a point of view that?s fluid and natural. Vertical and horizontal planes will be able to generate a contemporary sculpture impact whilst colours and plantings evoke the warm, welcoming really feel. Water and light are frequently used, as in artfully-lit outdoor drinking water fountains, to be able to enrich the visible feast. It is the juxtaposition of gentle and difficult, linear and non-linear, free-flowing and restrained that defines modern landscape style and design. Wood decks fit beautifully into this type of garden and you will find several cases worth mentioning within the Toronto vicinity.

Japanese back garden style: With this tradition, the actual yard is a microcosm connected with naturel, thus a real wood deck matches in wonderfully. It could play off beautifully next to fences and gates, other components crucial to Japanese back yards with their primary philosophy of enclosure. The fence seals us absent in the outdoors globe, the gate stands out as the threshold from where we enter in the escape and leave for your outside globe, and the wood deck connects us to our natural selves. You will find numerous examples of those kinds of gardens in the North Toronto area.

We use the right cedar to construct each of our wooden decks and fences.

When looking for wood for the decking or fences, cedar and pressure-treated pine are the most popular materials option. A lot of people today decide on treated pine simply because it holds up nicely to temperature and damp garden soil, two of the most typical issues we confront in the Toronto vicinity. We build a good deal of decks and fences, gazebos, sheds in the Rosedale and Forest Hill area where the moisture is high. Picking the correct wood for these decks and fence tasks is extremely important.

Nevertheless, Ipe, Tigerwood, Redwood and Western Red Cedar have resins that by natural means protect them from weathering and rotting, as well. Cedar is also popular simply because it possesses dimensional stability as well as a organic effectiveness against weathering. These kinds of woods generally lie flat, stay straight, retain fasteners and deliver a firm foundation for numerous types of stains and paints. While utilizing cedar in the Toronto Decks and Fence company, each of our valued clientele are extremely happy with our business and think about us to be specialists.

After our organization has built a design for you, wood decks and fences need to become protected each two years or possibly even longer. A penetrating, clear wood end or even stain ought to do just fine. Additionally it is an excellent strategy to regularly examine for protruding nail heads, something that happens with temperature changes which makes wooden expand and agreement. You may also want to look for any decaying locations, primarily on steps and also rails. Most of these services can be integrated in landscape upkeep deals with landscaping service corporations. With specialty lumber such as Ipe, Tigerwood and Western Red Cedar, the procedure is very precise and I would only recommend doing this when you have previous expertise.

To be able to obtain a great deal more content articles about decks and fence, visit Toronto Decks and Fence Services. Top wood jobs at Toronto decks and fence designers.

Source: http://articlesquadron.com/home-improvement/patio-deck/the-benefits-of-getting-a-hardwood-toronto-deck-built-up

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Rental Property Must-Haves To Become Profitable

To become successful in rental property investment, there are a lot of factors that need to be taken into consideration. Venturing into such business can be a nerve-racking task particularly for first-timers. One also needs to think hard before deciding to push the business through as it can be very challenging and requires a lot of hard work. The following are the things that you should take into consideration to know of a rental property is profitable or not.

The quality of the neighborhood is one of the first things you should look into. Basing on the neighborhood you chose as a location for your rental property investment, you can tell what type of tenants you will have and how often will you have vacancies like for example, if you invest on rental homes arlington texas, you can expect to have many interested tenants since it is a great neighborhood.

It is also important that the property is located near a school. Tenants will always be looking for a place near a school especially if they have or they are planning to have children. Since the reputation of the school can also affect the value of the property, you also have to put it into consideration.

The crime rate of the place is also another important factor because nobody in their right mind would want to live in a place with a lot of criminal activities happening there. Choose properties such as those homes arlington tx where you can be sure that you are safer and that there is high frequency of police presence in the neighborhood.

A place is more likely to attract interested tenants if its employment rate is going up. Better employment opportunities would mean that many people might move to that area. Also, amenities and facilities are absolutely necessary. The better amenities offered in a rental property, the more will be interested to stay in it just like an arlington texas house with pools and/or other luxurious facilities.

Welcome To Oakleaf Plantation Jacksonville Florida. With This site you will be able to get up to date information about the area of Oakleaf for Shopping, Oakleaf Plantation Real Estate, Realtors, Oakleaf Plantation Restaurants, Oakleaf Child Care or Day Cares, Oakleaf Schools, Jacksonville Real Estate, Orange Park Real Estate and Sports. Over the next few months, we will be surveying the Oakleaf Area. As we accumulate information on the Oakleaf area, we will be posting articles and information about things to do in Oakleaf Plantation and the surrounding areas. When you have Questions About OakLeaf or Jacksonville Florida Real Estate, visit OakLeafPlantationSales.com

Oakleaf Plantation is an upscale family community located on the Westside of Jacksonville Florida. The Real Estate in the Oakleaf Plantation area is shared by Jcksonville, FL in Duval and Orange Park, FL in Clay county. This community resembles a small city that provides all types of recreation and shopping. If you are looking to move to Oakleaf Plantation Jacksonville, Florida. I must say that Oakleaf Plantation is an area I would encourage you to visit the Oakleaf area to tour the many neighborhoods.

OakleafPlantationSales.com is not affiliated with Hutson Land Development or the builders in Oakleaf Plantation.

Source: http://oakleafplantationsales.com/leasing-renting/rental-property-must-haves-to-become-profitable/

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WSJ: Walmart to offer in-store disc to digital UltraViolet service

Hollywood's latest digital ecosystem offers lots of promise, but in the five months since its release, it couldn't be further from delivering on it. The Wall Street Journal is reporting that Walmart will finally make use of its membership to the Digital Entertainment Content Ecosystem by offering in-store disc to digital UltraViolet upgrade opportunities, for a small price of course. No doubt UltraViolet can use all the help it can get, but this is far from what we were hoping for when we learned Walmart would be in the mix -- we were hoping for the ability to buy and watch UltraViolet movies via Walmart's Vudu. Beyond our personal wishes, this no where near the big revelation that most consumers would actually find interesting: the release of the Common File Format which promises universal offline playback of our movie collection.

WSJ: Walmart to offer in-store disc to digital UltraViolet service originally appeared on Engadget on Sun, 04 Mar 2012 14:46:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/03/04/wsj-walmart-to-offer-in-store-disc-to-digital-ultraviolet-servi/

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